Posted 13 October 2008 - 09:56 PM
about to acquire a new cat (very sweet bengal kitten) and we're looking at insurance options - never bothered last time as she was too bloody obstinate to get ill.
looking at the various policys they all all look the same for the same money so any experiences good or bad would be welcomed and any special features like a euthanasia clause for when I step in a puddle of piss.
Posted 13 October 2008 - 10:19 PM
I found out how expensive heart tablets are for a dog i had some years ago, the insurance paid for the first 12mths then it was down to me for the next 6 years.
Im with the caravan club pet insurance now and they cover conditions for life
Posted 14 October 2008 - 07:34 AM
Posted 14 October 2008 - 08:48 AM
Saying that, I'm just about to claim near enough £750 spent on her over the past month, so I don't mind in the long run, as I've probably got a bit more to claim over the next year.
Direct Line also only cover for 12 months treatment or up to £3,000 max for any one course of treatment.
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Posted 15 October 2008 - 12:46 PM
Posted 15 October 2008 - 03:50 PM
We were with Sainsbury's until they jumped the prices up, this year they wanted an extra £150 to last and we hadn't made a claim. In the end I went with AXA direct rather than with them under Sainsbury's and it cost me £80 less. (Also the cover is more extensive.) Crazy!
Posted 15 October 2008 - 05:29 PM
trouble is my solution would doubtless lead to a divorce and upset kids......
going to suss out the CC insurance I think.
Posted 15 October 2008 - 06:36 PM
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Posted 15 October 2008 - 06:50 PM
We WAS with Tesco, yes they are cheap and yes they do pay up quickly but,,,,,,and it is a big but,,,,
Our eldest Yorkie was diagnosed with a heart mumour, but was not serious enough to go on medication at the time. A year later and on a visit to Luxembourg we had to visit the local vet for the pet passport scheme and our return trip home.
The vet picked up on the heart mumour and advised us to see our vet on our return back home.
This we did.
The vet said the condition had worsened, but no need for medication and he would keep a monthly check on his condition. After the 3rd month, medication was recommended. So we claimed.
Tesco met the claim in full from July 06, but in April 07 we got a letter from Tesco saying that they would refuse to accept any more claims for vet bills regarding this illness. When I challenged the decision, they told me that Tesco paid out on claims from the 1st diagnosis (which the vet had put down as April06) and not from the 1st claim (July06). Therfore as I see it Tesco have robbed me of 3 months of insurance cover.
Our eldest Yorkie is still surviving and doing well on his medication but is now uninsured. The youngest Yorkie is insured with the RSPCA. So far (fingers crossed) we have not had to claim.
Would we use Tesco insurance again,,,,not in a million years.
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Posted 15 October 2008 - 07:19 PM
Good job he was insured as the bill so far is £1652 and rising every week. With half a stomach I don't know when it will end, good job they cover any treatment for life.
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Posted 17 October 2008 - 08:35 AM
Many pet policies are actually run by Axa (I believe that includes Tesco and Caravan Club), but the cover can vary. Try to get life cover rather than just 12 months if you can.
Posted 31 October 2008 - 10:14 AM
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